Credit Strategy and Asset Protection With 26 Years of Real Experience
Renegade Credit Strategies works with individuals and families on credit restoration, debt resolution, and lawful asset protection planning. Our approach comes from a founder who rebuilt his own credit after a serious personal setback, combined with tried and true strategies. We believe a financial setback doesn't have to define what comes next.
Meet Our Founder - Juan Walker
Juan Walker has spent 26 years working with others on their credit. However, much of what shapes how our firm operates came from his own credit history, along with the time he spent working for Washington Mutual Finance.
Juan's personal credit score once stood at 780. After a period of significant financial difficulty, it fell into the low 500's. He was named in many creditor lawsuits during that time.
He did not file for bankruptcy. He did not lose his home or his vehicles. His wages were never garnished.
What he did instead was apply lawful asset protection to the property and assets he held, negotiate directly with his creditors to resolve his outstanding debts, and then work methodically to address inaccurate and unverifiable items on his credit reports.
Over the course of around 18 months, his score recovered back above 750+.
From this painful experience, Juan founded Renegade Credit Strategies to bring that same disciplined, strategy-first approach to clients — grounded in knowing firsthand what stressful financial pressure feels like.
Individual results will vary. Juan's experience reflects his own personal financial history and is not a guarantee of results for any client.
A Process Built on Experience, Not Templates
Most credit repair companies run every client through the same fixed package — same letters, same timeline, same generic advice, regardless of what's actually going on. We don't work that way, because we don't think it works very well.
For us, every client situation is different. So instead of doing the industry norm, we start with a conversation rather than a package. We review your credit reports, look at your full financial picture, and build a strategy around what you're actually trying to accomplish — whether that's accuracy on your credit report, resolving outstanding debts, or properly structuring protection for your assets.
We tailor our recommendations specifically to your situation, because a strategy built around you gives you a much better starting point than a one-size-fits-all package.
Services We Provide
We offer expert credit restoration, debt resolution, and lawful asset protection solutions tailored to your goals. Our team helps you craft an individualized plan specific to your situation, which could include a few of the following services.
Credit Report Review & Restoration
We review your credit reports and help you identify and dispute items that are inaccurate, incomplete, outdated, or unverifiable, in accordance with the Fair Credit Reporting Act. Accurate negative information cannot be removed, and we'll always tell you plainly what we see.
Debt Resolution Support
Guidance and support in communicating and negotiating with creditors toward a resolution of outstanding balances. Settlement amounts, timelines, and creditor willingness vary in every case.
Asset Protection Planning
Lawful structuring of assets — real property, vehicles, and other holdings — through legitimate legal vehicles such as trusts and entities, as part of responsible long-term financial planning.
Credit Building Strategies
Once your foundation is in order, we help you develop a strategy for responsibly building credit history and expanding access to financing over time.
Navigating Creditor Communications
Education and support for people dealing with collection contacts or creditor litigation, including your rights under the Fair Debt Collection Practices Act.
Ongoing Coaching & Monitoring
Continued guidance so progress is maintained, with periodic review as your credit and financial picture changes.
Why Choose Us?
With expert guidance, personalized solutions, and a commitment to a straightforward strategy, we help you achieve credit success. Our transparent approach ensures you are in the know throughout the entire process.
When your credit improves and your assets are protected the right way, you get more breathing room and more financial options when you need them.
01.
26 Years of Credit Experience
When you help people with credit restoration, debt resolution, and asset protection for this long, its given us the experience to guide you with clarity and confidence.
02.
A Founder Who Has Been Through It
Juan Walker rebuilt his own credit after a major setback, and that perspective informs how our team approaches every client conversation.
03.
Straight Answers
We'll tell you what's realistically achievable in your situation before you commit to anything — including when the honest answer is that we're not the right fit.
client stories
What Others Say About Renegade
“Juan came up with solutions for my situation that I didn’t know even existed. He helped me put them in place and walked me through how to negotiate and settle my debts with the most favorable terms. After about 9 months of being in the process, we got them all done. I owed a total of over $25,000 and we got them settled for less than $5,000! Now that $900+ a month in payments are gone, I have much less worries! Thank you!”
- Matt K
“The people at Renegade care a lot. I needed help increasing my credit scores and in about 5 months, they went up from high 500’s into high 600’s, over 100+ points! I was finally able to qualify for the new home I wanted and can actually afford it. I cannot stress how much I appreciate you all. Highly recommended.”
- Crystal R
“I was in a dire situation. I was paying close to $700 a month in credit card payments and the interest was eating me alive. With my credit scores dropped in the low 600’s, I reached out. Juan and his team put together a detailed plan for me and then went to work on my behalf. One year later, the cards are all paid/settled and my credit scores are back in the 720 range. Thank you so much!”
- Jake S
“I lost my main source of income and got behind on my cc payments. After finding another job, I was struggling to keep up with less pay. Renegade helped me to protect my home, protect the little money I had set aside, and then help me to settle out many of my debts. It wasn’t a short process, took about 10 months, but was well worth it. I’m now above water, and my credit scores are finally over 700 again. Thank you again for helping me survive this difficult time.”
- Ronnie M
“I needed to increase my credit score around 100 points to be able to afford purchasing a car for my son who was turning 16. The bad part was I needed it done in about 3 months. After an initial call with Juan and his team, they didn't make me any promises, but said they would do their best. Well, I'm happy to report they got the job done. I was able to get my son the 2020 Jeep Cherokee he wanted and surprised him for his birthday! And I didn't get crushed on the interest rate either. You guys rock.”
- Branden T
“Man I just wanted to share my appreciation for the team at Renegade. I came in a little hopeless due to my situation. They not only assured me it was fixable, they said they would work with me until it was fully resolved. One year later, my credit scores just crossed 720 again and I'm completely overwhelmed with joy! It has been a journey for sure, but I'm glad Renegade was there for me.”
- Veronica O
Individual results will vary. These results are not typical. Most clients' outcomes differ based on their credit history, debt load, and individual circumstances.
Affordable Credit Restoration, Monitoring, and Expert Reviews That Could Make The Difference
Choose one or multiple items below to get started on your credit repair journey. Our options are affordable on purpose, because we want everyone who needs it to have access. Transparent, flexible, and designed to fit your needs. Get expert guidance without breaking the bank!
Credit Monitoring & Identity Protection
$27.99/Month
Monitor your credit and protect your identity with access to all three credit reports and credit scores through Credit Hero Score.
7-day $1.00 trial, then a monthly membership fee of $27.99 applies thereafter. Cancel anytime with
1-click cancellation — no hassle.
You'll receive:
- Unlimited access to your credit reports and credit scores from Experian, TransUnion, and Equifax
- Daily monitoring alerts
- Identity protection tools
Checking your own credit through this service will not affect your credit scores.
Done For You Credit Restoration
$99/Month
After a complete credit review, we mail dispute letters targeting inaccurate, outdated, or unverifiable items on your credit report. Goal is to improve your credit score over a 3–12 month time frame.
We do all of the work, and you'll receive updates as progress is made. Your first monthly payment is billed after your initial 30 days of service — you're always billed for work already completed, not work about to start.
This service also includes a one-time $200 Initial Credit Analysis & Dispute Preparation Fee, invoiced after your credit review is complete and your first round of letters is about to be sent.
30-Min Credit Zoom Consultation
$69.00 One Time
Get an expert, one-on-one review of your credit directly from Juan Walker. This session covers all three bureaus and gives you a clear, honest picture of where things stand.
From there, you'll receive a specific improvement plan tailored to your situation, along with concrete next steps you can act on right away, whether you decide to work with us further or handle things on your own.
You'll also have the opportunity to ask questions specific to credit restoration, debt resolution, and asset protection, and get direct answers based on your circumstances. The consultation runs 30 minutes and can be recorded.
Helping you improve credit, gain access to more credit, and achieve asset protection through strategic vehicles.
CROA & FCRA Disclosure: Renegade Credit Strategies operates in full compliance with the Credit Repair Organizations Act (15 U.S.C. § 1679) and the Fair Credit Reporting Act. We do not provide legal or financial advisory services, nor do we promise or guarantee specific score increases or removal of accurate and verifiable records. Every credit profile is unique; individual outcomes depend strictly on underlying documentation and bureau verification timelines.
© Copyright 2026 All Rights Reserved. Renegade Credit Strategies is owned and operated by Juan C Walker Trust.